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  • Bob Newland

Add a Blanket of Coverage to your Homeowners Policy

Updated: Nov 18, 2021


We here at McPherson & Newland Insurance want to remind our clients of the value of Blanket Coverage, especially during the holiday season when purchases of these items tend to occur. See below for helpful information provided by one of the many carriers we work with.


As winter approaches, many are beginning to think about purchasing gifts for friends and family. Now is the perfect time to think about protecting high-value gifts like jewelry, collectibles, and fine wine with Blanket Coverage. Many carriers offer Blanket Coverage options with limits up to $50K, with a $5K per item maximum payout limit or higher.


Some items to consider for Blanket coverage are::

  • Bicycles

  • Cameras and photographic equipment

  • Collectibles (with or without breakage)

  • Fine arts (with or without breakage)

  • Firearms

  • Furs

  • Golfer's equipment

  • Jewelry

  • Musical instruments

  • Personal computers (with or without deductible)

  • Postage stamps

  • Rare and current coins

  • Silverware

  • Sports equipment

  • Wine collections

For items valued over $5K, scheduling options are available. Classes include all of the above, plus:

  • Tractors

  • Medical equipment

  • Hearing aids

  • Hand tools

  • Spirits

Winter might be on its way, but with Blanket Coverage you can get that cozy, protected feeling for your valuable gifts and belongings.


To learn more about Blanket Coverage and find out if you are eligible, contact McPherson & Newland Insurance at (908) 782-3710.


Source: Selective Insurance